Achēv, Author at Achēv

November 7, 2024

As a newcomer to Canada, you’re dealing with an ever-growing list of things to do, from finding a place to live to navigating grocery stores. One of the items on this list might say “finances” with a cloud of question marks around it. Which bank should you choose for your first account? How many credit cards do you need? What type of account is best for you and your family? Money is often a taboo subject, but to build a solid future in a new country, you need solid answers. In this article, we’re addressing the top three myths about personal finances among newcomers.

1. “I can’t start saving money now.”

Many newcomers tend to think that you should only start saving money and investing after certain aspects of life in a new country have been established. Whatever those aspects are, saving for your future can feel like a far-off dream during those first few years. However, the best time to start investing and saving money is now. A little goes a long way, and your future self – as well as your family – will be grateful for the savings you’ll slowly and steadily accumulate.

If you find yourself thinking “I’m struggling to make my ends meet. Monthly bills and payments eat up all my budget – there is nothing left to save and invest,” give yourself some grace. You’re doing your best, so pat yourself on the back. Secondly – and if you could only take one thing from this article, it’s this: saving is not about money, it’s about forming a habit. Get into the habit of saving 10 dollars every week or 20 every month, whatever works for you. You can use automated banking features to transfer money from a chequing account into a savings account or simply set up reminders on your phone. But once you start putting money away, there is no going back, and very soon you’ll be ready to look at investment options in Canada.

2. “I should choose one of the top banks.”

When you search “banks in Canada,” the top five banks jump at you from every page. It is very tempting to pick one of them as the main bank for your household because size is often associated with a feeling of security. And depending on the country you come from, security might be the factor you care most about. But don’t stop there.

You are free to have accounts at as many banks as you want, but it is considered best practice to have a primary bank plus one or two additional accounts with different financial institutions that match your personal needs and wants. For example, you can use your primary bank for day-to-day transactions, such as depositing your pay cheque, paying bills and using credit cards, but it might make sense for you to open a savings account with a bank that offers stronger interest rates and more favourable terms and conditions. Check out Motive Financial to see one of the best returns available for a traditional savings account.

3. “Having conversations about finances is hard, so it's best to avoid them.”

If English is not your first language, you might not feel extremely comfortable talking about finances. It can be challenging to understand how various accounts, offers, and investment products compare to each other even if you are a born-and-raised Canadian. Plus, your saving and investing strategy should be based on your current situation and personal goals, and since there is no one-size-fits-all formula, you should talk to an advisor who can help you create a plan that works for you.

Remember that regardless of the bank you choose, you can take initiative by following these tips:

Ask questions. Whether you’re opening your first account or asking for more information about a special offer, it is critical that you have a solid understanding of how everything works, including the terms and conditions.
Take it slow. Bank employees are extremely knowledgeable on the topics of money, accounts and investing, and it’s possible that they move through the information too quickly to truly understand. If there is anything that’s unclear to you at any moment, ask them to slow down and go over it again. It’s critical that you know what you’re signing up for, so don’t be shy to say, “explain this to me like I’m 5 years old.”

Don’t fall victim to financial scams

One last but very important thing: fraud schemes and scams are not a myth. Be very cautious when sharing your personal information online or over the phone. Make sure you know who you’re talking to, and if your gut is telling you that something is off, it probably is. Read more about how to protect yourself and the most recent scams here.

To sum everything up, there is no better time to start investing than now. Remember to do your own research when choosing primary and secondary banks, and don’t forget to ask as many questions as you need to feel comfortable and in control of your financial situation

Youth Services

Leadership Roles

Holding a leadership position in a club, organization, or sports team shows that you can lead, manage, and take responsibility. Whether you’re a club president, team captain, or a student council representative, leadership roles highlight your initiative, organizational skills, and ability to work with others.

Volunteer Work

Volunteering is a great way to give back to your community while developing valuable skills. You can work at a local food bank, tutor younger students, or participate in environmental cleanups. This extracurricular activity shows that you care about making a difference. It also helps build your empathy, communication, and teamwork skills.

Clubs and Organizations

Joining school clubs and organizations, such as a debate club, robotics team, or drama society, allows you to explore your interests and passions. Being an active club member shows that you are curious, motivated, and eager to learn. These activities also provide opportunities to develop teamwork, leadership, and problem-solving skills.

Sports and Athletics

Participation in sports shows discipline, perseverance, and the ability to work as a team. Whether involved in school teams, community leagues, or individual sports, athletics can enhance your time management skills and demonstrate your commitment to physical fitness and teamwork.

Arts and Creative Pursuits

If you’re passionate about music, art, theater, or writing, participating in extracurricular activities that showcase your creative talents can be a solid addition to your application. Get involved in a school band, art club, or local theatre productions. These creative pursuits highlight your originality, dedication, and ability to think outside the box.

Academic Competitions and Clubs

Participating in academic competitions, such as math contests, science fairs, or Model United Nations, shows that you have a strong interest in learning and are willing to challenge yourself. Academic clubs, such as chess clubs or coding groups, also demonstrate your intellectual curiosity and dedication to a specific field.

Part-Time Jobs and Internships

A part-time job or internship demonstrates responsibility, time management, and a strong work ethic. Whether you’re working in retail, a restaurant, or interning at a local business, these experiences show that you can balance work with your studies and have a commitment to gaining real-world experience.

Community Involvement and Advocacy

Engaging in community projects or advocacy work, such as organizing a fundraising event or participating in environmental activism, shows you are passionate about causes that matter to you. These activities highlight your leadership, initiative, and ability to positively impact the world around you.

Extracurricular activities are a crucial component of a robust post-secondary application. They provide a glimpse into your character, interests, and potential as a student and community member. By engaging in activities that align with your passions and goals, you can demonstrate to admissions committees that you are a well-rounded individual ready to contribute to campus life.

News

Achēv is a Proud Partner of Volunteer Toronto

Achēv

October 21, 2024

For the past 10 years, Achēv has proudly partnered with Volunteer Toronto, a collaboration that has brought many benefits to the community. During our partnership, Volunteer Toronto has provided numerous educational presentations to inspire, inform, and connect our clients to volunteerism and support their path to community involvement. In addition, Volunteer Toronto has supported Achēv’s Bridges to Employment clients for over 5 years by providing presentations and assistance in finding volunteering opportunities.

Volunteer Toronto is Canada’s largest volunteer centre, with 50 years of experience connecting volunteers to the organizations that need them. Need help getting started volunteering? Speak with a Volunteer Advisor from Volunteer Toronto by clicking here.

Employment Services, Inclusion Services

How to Build an Inclusive Workplace for Indigenous Peoples

Achēv

September 30, 2024

Creating an inclusive workplace for Indigenous Peoples is a crucial step towards reconciliation in Canada. During National Day for Truth and Reconciliation in September and beyond, employers have an opportunity to reflect on how they can foster a work environment that respects and values Indigenous cultures, histories, and perspectives. Here’s a guide for employers on how to build a safe and inclusive space for Indigenous Peoples in their organizations.

Educate Yourself and Your Team

The first step in building an inclusive workplace is education. Understanding the history, cultures, and contributions of Indigenous Peoples is essential for creating an environment of respect. Employers should invest in cultural awareness training for their staff that covers topics like the history of Indigenous Peoples in Canada, the impacts of residential schools, and the ongoing struggles faced by Indigenous communities.

Encourage employees to learn about the Truth and Reconciliation and how they relate to the workplace. Hosting workshops, bringing in Indigenous speakers, or providing access to educational resources are all ways to foster learning.

Acknowledge Indigenous Land and Peoples

Recognizing the traditional lands on which your workplace is located is a meaningful way to show respect for Indigenous Peoples. Start meetings or events with a land acknowledgment recognizing the Indigenous Peoples who have lived on and cared for the land for generations. This practice not only honors their history but also raises awareness among employees and clients.

Employers can also support local Indigenous communities by building relationships with them, participating in community events, and seeking ways to collaborate.

Land acknowledgments are a step towards recognizing the deep connection between Indigenous Peoples and their lands. They promote respect and remind everyone of the historical and ongoing presence of Indigenous Peoples.

Implement Inclusive Hiring Practices

Creating an inclusive workplace begins with inclusive hiring practices. Review your recruitment processes to ensure they are free from bias and barriers that might prevent Indigenous candidates from applying or succeeding. This might include revising job descriptions, using inclusive language, and ensuring that hiring panels are diverse.

Partnering with Indigenous organizations and networks to recruit candidates is also a proactive way to attract Indigenous talent. Consider offering mentorship programs, internships, or scholarships to Indigenous individuals to support their career development.

Foster a Culturally Safe Environment

A culturally safe workplace is one where Indigenous employees feel respected, valued, and free to express their identities without fear of discrimination or judgment. This involves creating policies that address and prevent racism, microaggressions, and cultural insensitivity.

Employers should also provide spaces where Indigenous employees can practice their cultural traditions, such as smudging or other ceremonies. Engaging with Indigenous employees is important to understand their needs and ensure they feel supported in the workplace.

Support Indigenous Leadership and Voices

Amplifying Indigenous voices within your organization is key to fostering inclusivity. This means providing opportunities for Indigenous employees to take on leadership roles, contribute to decision-making processes, and lead initiatives that affect them.

Employers should also seek feedback from Indigenous employees on how to improve workplace policies and practices. Establishing an Indigenous advisory council or employee resource group can provide a platform for ongoing dialogue and engagement.

Celebrate Indigenous Cultures and Contributions

Recognizing and celebrating Indigenous cultures and contributions is a positive way to build an inclusive workplace. This can include observing Indigenous holidays, such as National Indigenous Peoples Day, and encouraging participation in cultural events.

Employers can also highlight the achievements of Indigenous employees and share stories that showcase their contributions to the organization. Promoting Indigenous art, literature, and businesses within the workplace is another way to show support.

Commit to Continuous Learning and Improvement

Building an inclusive workplace is an ongoing process that requires commitment and reflection. Employers should regularly assess their policies, practices, and progress toward inclusivity. This could involve conducting surveys, seeking feedback from Indigenous employees, and staying informed about issues that affect Indigenous communities.

It’s important to acknowledge that mistakes may happen along the way. When they do, take responsibility, learn from them, and make the necessary changes. Partnering with Indigenous organizations for guidance and support can also help your organization stay on the right path.

As we observe the National Day for Truth and Reconciliation, it’s important for employers to reflect on their role in creating inclusive workplaces for Indigenous Peoples. By taking these steps—educating your team, fostering cultural safety, supporting Indigenous leadership, and committing to continuous improvement—you can make a meaningful contribution to reconciliation.

Youth Services

8 Ways to Earn Money and Gain Experience While Studying in School

Achēv

August 29, 2024

If you’re in high school looking to develop essential skills or in university wanting to get a head start on your career, you may think you don’t have enough time to do anything besides study in your free time. However, there are plenty of ways to squeeze in some time for work or extracurricular activities to achieve your goals. Here are 8 ways to earn money or gain experience while studying in school that won’t interfere with your studies.

Part-Time Job

A part-time job is a very popular way of earning money during the school year. There is usually a wide range of jobs available for students, and you can work in the evenings or on weekends so it doesn’t get in the way of your studies. Part-time jobs can help you earn extra money while still being able to focus on school. Some examples of part-time jobs include working at a grocery store, at a café or restaurant as a barista or server, or at a retail book or clothes store.

Volunteering

Volunteering is integral to gaining experience in the career field you want to pursue and improving your social and communication skills. Many local organizations offer volunteering opportunities. You can meet new people, develop your confidence in a professional setting, and network with business professionals.

Freelancing

Using some of your spare time to freelance is a good way of earning money and gaining experience in the field you want to pursue as a career. If you are particularly good at web design, graphic design or writing and blogging, for example, you can use these skills to offer paid work to clients to earn some extra money while still studying. Becoming a freelancer will also help you take the first step in your career as you can develop your communication skills with clients, build your confidence and improve your trade skills as the work comes in.

Free Courses

It is always helpful to learn something new, and taking free online courses to further develop your skills is a great idea. For example, you can take classes on digital and IT to build computer skills, business and finance to gain marketing and leadership skills, or personal development courses to improve your critical thinking and problem-solving skills. There are hundreds of online courses designed to strengthen your knowledge, improve various skills, and make you aware of all the latest trends and technology developments.

Tutoring

Tutoring provides work experience and a way to earn money while studying. Whether you are considering a future career as a teacher or specialize in a specific subject, you can tutor other students to gain experience and further improve your subject knowledge. You can earn money while teaching a subject you are good at. Many tutoring services are flexible paid roles, meaning you can work around your own school studies while also improving your communication skills and confidence.

Community Services

Similar to a part-time job but more flexible, doing odd jobs allows you to offer your time and skills to your community while earning some money. You can offer babysitting, dog walking, gardening, car washing, and other services to help the local community and get paid. These odd jobs shouldn’t interfere with your studies and will help you earn some money on weekends.

Hobbies

If you are creative and like to make things, you can sell your creations for a little extra money. Whether you are an artist or photographer, like to knit / crochet, create clothing designs, or do other creative work, you can make unique crafts to sell for personal use or big events. These crafts can be bought as gifts for family and friends, and you can accept custom requests. Enjoy the creativity while earning extra money.

Youth Employment Programs

At Achēv, our Youth Services offer a range of services to help you find summer employment, explore career options, connect with mentors, learn job search skills, access networking opportunities, and increase work-related experience through volunteering.

Being a high school or university student shouldn’t limit your opportunities to earn money or gain valuable experience while still studying. By exploring the possibilities outlined in this blog, you can be one step closer to achieving your career goals.

Newcomer Services

8 Tips to Ease Newcomer Children’s Transition to a Canadian School

Achēv

August 16, 2024

Starting a new school year is an exciting time for many children, but it can also bring stress and anxiety. This can be particularly true for newcomer children transitioning to learning in a Canadian school, as they have unique concerns such as making friends in a new place and learning a new culture. Here are eight useful tips for helping ease your newcomer child’s transition into a Canadian school and set them up for a positive experience.

Begin Following a Routine

Children respond quite well to routines. Having a routine can help reduce anxiety and stress as your child knows what to expect each day. Do some research in advance to get a sense of your child’s school routine. When is lunch? When do classes transition? Helping your student understand this ahead of time can be useful. Additionally, develop a morning routine at home that mirrors what your child will do once school starts. This can help ease the transition.

Ensure Your Child Gets Enough Sleep

An essential aspect of your child’s academic success is their nighttime routine. In fact, many people are surprised at the importance of getting enough sleep. It can help students focus, lower their stress, and become prepared for academic success. Children under 12 typically need at least nine hours each night, while those 13 to 18 tend to need at least eight hours.

Tour the School

This tip may not always be possible and will likely vary depending on your child’s school. However, many schools will happily arrange for you to do a tour prior to the first day of classes. For newcomer children, this can help them feel more comfortable in their environment. They will understand the school’s layout, including where to find bathrooms, offices, and classrooms. Your child may also be able to meet teachers or administration.

Encourage Extracurricular Activities

An important part of transitioning to a new school is feeling connected to the new environment. Encouraging your child to join extracurricular activities is a great way to help facilitate this. School clubs and sports provide your child with the opportunity to pursue an interest while also helping them grow a larger social circle. Schools in Canada offer many activities, such as sports, theatre, choir, book clubs, and more.

Ask Your Child About Their Day

Once your child has started school, be sure to make time to actively chat with them about the school experience. Ask them how their day went, what classes they enjoyed, what they learned, and other things. Finding time to do this is a great way to provide an additional outlet for your child to process the experience of transitioning to a new school. It can also encourage your child to bring any concerns to you.

Prepare Your Kids to Accept Students from Many Cultures

One of the great things about Canadian schools is that many are quite diverse. This means your child will be interacting with peers from many different places, including other newcomer children to Canada. Help your child understand the importance of being open to people with different backgrounds, religions, and traditions. This can include chatting about stereotyping, discrimination, and other things.

Advocate for Your Child

While your child’s school has their best interests at heart, parents will sometimes need to advocate for their children. If your child has any special needs or concerns, feel free to discuss these with their teacher or administration. You want to be sure that your child is set up for success. Sometimes, this means chatting with their teacher to resolve any concerns or needs your student has.

Transitioning to a new school as a newcomer to Canada presents many challenges for newcomer children. These eight tips can help ensure your child’s success.

News

Achēv CEO Tonie Chaltas Featured in CivicAction’s City Builders Spotlight

Achēv

August 14, 2024

Achēv CEO Tonie Chaltas was featured in CivicAction’s City Builders Spotlight. This series highlights leaders from the Greater Toronto and Hamilton Area dedicated to building a more liveable and inclusive region.

In an interview with CivicAction at the 2023 Summit, Tonie shared her insights on the power of collaboration in fostering meaningful and impactful action among changemakers within the Greater Toronto and Hamilton Area. Watch her interview below:

News

Achēv Partners with Hop In Technologies to Offer Accessible Transportation for Employers

Achēv

July 29, 2024

Achēv has partnered with Hop In Technologies to provide data-driven employee shuttle solutions to our employer partners. This strategic partnership offers a value-added service to assist employers in overcoming staffing and retention challenges by organizing efficient work commutes for their employees.

Why Choose Hop In

Expand your workforce
Improve commute experience
Boost talent retention

To Learn More, Contact Us at:

About Hop In Technologies

Hop In Technologies provides innovative solutions such as shuttle services and custom route building for employee transportation by combining data-driven insights with expert execution and logistics.

About Achēv

Achēv is one of the largest providers of employment, language, youth women and technology solutions in the GTA that is committed to creating faster paths to prosperity for clients.

Newcomer Services

Canadian Immigration Guide

Achēv

July 29, 2024

Take advantage of our practical guide to help with both your finances and daily life in Canada. Download the guide

Youth Services

A Guide to Choosing the Right Career Path for Youth

Achēv

July 23, 2024

As youth navigate the Canadian job market, it’s essential to have a strategic approach to find fulfilling and sustainable careers. This blog post aims to guide teens and young adults, offering insights on choosing the right career path for youth and building a successful future.

Understanding Your Interests and Passions

The first step in choosing the right career path for youth is self-reflection. Identify your interests, passions, and strengths. Consider what activities make you feel fulfilled and engaged. Note the skills you excel in and the subjects that genuinely captivate your curiosity. Understanding yourself is the foundation for making informed career choices.

Researching the Canadian Job Market

Acquainting yourself with the Canadian job market is crucial. Explore industries that align with your interests and skills. Consider the demand for specific professions, growth trends, and potential areas of innovation. Websites like Job Bank and industry reports provide valuable insights into the current job landscape, helping you make informed decisions about your career path.

Networking and Informational Interviews

Networking plays a vital role in finding the right career path for youth. Connect with professionals in your desired field through networking events, online platforms, or local community groups. Seek informational interviews to learn about different careers, industry expectations, and potential challenges. Building a network can open doors to mentorship and valuable advice.

Leveraging Educational and Training Opportunities

Investing in education and skill development is a strategic move for career growth. Explore educational programs, certifications, or apprenticeships that align with your chosen field. Many organizations offer specific programs for youth to enhance their skills and qualifications. For example, Achēv’s Youth Services helps equip youth with the skills and experience they need to navigate the workforce, find their dream career, and prepare them for a successful future. Take advantage of these opportunities to make yourself more competitive in the job market.

Volunteering and Internships

Volunteering and internships offer hands-on experience and an opportunity to test the waters in different industries. Participating in such programs enhances your resume and provides insights into the day-to-day workings of specific careers. Volunteering can also help you expand your network and make valuable connections within your chosen field.

Considering Transferable Skills

You may possess skills gained from previous experiences, such as extracurricular activities or volunteering, that are transferable to the job market. Identify these skills and showcase them in your resume and interviews. Highlighting your adaptability, communication skills, and problem-solving abilities can make you a strong candidate.

Exploring Entrepreneurship Opportunities

Exploring business ownership or freelance opportunities is worth considering for those with an entrepreneurial spirit. Take the time to research government programs, community initiatives, and mentorship opportunities that can support your entrepreneurial journey.

Staying Resilient and Adaptable

The Canadian job market is dynamic, and career paths may evolve. Embrace resilience and adaptability as key qualities on your career journey. Be open to learning new skills, pursuing additional education, and adapting your goals based on evolving market demands. Staying flexible allows you to navigate challenges and seize emerging opportunities.

Choosing the right career path as a youth is a significant decision that requires careful consideration and planning. You can discover a fulfilling and successful career path by understanding your interests, researching the job market, networking, leveraging educational opportunities, seeking guidance, and staying resilient.